Debt Help - CAP Australia - Free Debt Help

Weighed Down by Debt? 

CALL: 1300 227 000

If you are feeling weighed down by debt, then we can help. You may think your situation is impossible, but there is hope. Our friendly team will give you a listening ear in the privacy of your own home and provide a real solution to your debts.

Since we started helping people out of debt, we’ve helped thousands in situations like yours through our CAP Debt Centres. 

To start your journey call us on: 1300 227 000

 (Our helpline is open from 9am-5pm (AEST) weekdays. If you call and no one answers please leave a message and we will get back to you ASAP!)


"Before CAP I was hopeless. Paying bills, loans and credit cards off minimum payment then booking up again to try to live. I was never going to have my debts cleared. I was devastated and ashamed. Now I know that at the end of all my debt I will be able to live. I can have a meal out with friends and not be scared or ashamed. I feel so proud of what I have achieved. CAP has saved my life." – CAP Client, 2018

"I'm really grateful for what CAP has done for me. They are fantastic. They provide a great service that has allowed me to focus on getting my life back on track." – CAP Client, 2019

What will happen when I contact CAP?

When you call our number, you’ll speak to someone from our friendly Client Set Up Team. If you can gather all your paperwork ready, this will make the process a lot quicker. They’ll happily sort through it all, and sent it off to our head office, where they’ll work out a budget and the best route out of debt for you, to see you through to financial freedom and beyond.


Do I have to be a Christian?

Not at all,  our services are for everyone. As Christians, we believe that God answers prayer, so we may offer to pray with you, but it’s up to you if you’re happy for us to do this or not. We’re a charity that is passionate about helping people from all ages, backgrounds, ethnicities and faiths.

Does it cost anything?

No. Our service is completely free. We are able to provide a totally free service because CAP is a charity and receives donations from churches and individuals who want to help people.


Find out more

To start your journey call us on: 1300 227 000


For more information about how CAP can help, phone 1300 227 000 or fill in the enquiry form below

Find Your Nearest CAP Money Course

FREE money management course on how to create a sustainable budget and prevent unmanageable debt.

Find   Clear
Stay Informed