Blog - CAP Australia - Free Debt Help
Cath's Story

Cath's Story

"People often think that poverty only belongs to certain people. Through my life I have found out that’s not true..."

Serious illness forced me to stop working and my income become erratic. I was living off my long service leave and holiday pay until they ran out. I wanted to find another job but my condition deteriorated. I began to panic. I didn’t know where I was going to find the money to survive. I had debt that I was so embarrassed about.

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Josh's Story

Josh's Story

"We'd have to decide what was most important in her basket: nappies or food?"

I was working as a carpenter when my position was made redundant along with at least 100 others. Around the same time my wife and I found out that we were pregnant. Suddenly we went from two well paying jobs down to no income. I started working for myself but when people didn’t pay on time, or at all, we had to use credit cards to keep ourselves going week to week. We started down that slippery slope of debt and it became harder and harder to get back on top.

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Peter's Story

Peter's Story

"I felt like I was a failure. I felt like I’d lost all my self-worth."

In fact, according to our CAP Client Survey 1 in 3 of our clients considered or attempted suicide before help from CAP. Debt and despair go hand in hand. The harassment from collection agencies can seriously damage the mental health of people who are already vulnerable. Overwhelmed by debt, some feel like suicide is the only option.

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Wendy's Story

Wendy's Story

"I felt like I was forever fighting for my dignity"

“I first heard about CAP when I was living with mum and at my absolute lowest. I’d lost my boys, my home, my health, my self-worth. I was so depressed I finally went to see a local GP.”

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Collaboration brings hope to the Hunter

Collaboration brings hope to the Hunter

In the heart of NSW’s Hunter Valley, between the wineries and spa resorts there’s another reality — families facing relationship breakdown, loneliness and unmanageable debt.

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