I'm very isolated - I live half an hour away from my nearest town. I'm a very proud, stubborn, driven woman.
My name's Trixie and I'm a mother of three: Brayden, Isabelle and Hunter. My family have been in this area for 5 generations and I live in the old General Store building that I fixed up with the help of my father. I've always been a worker and had a job in agriculture. It was a very well-paying job, one in which I was very successful in and felt very proud of who I was. I couldn't really want for much; every project I had in sight I could achieve.
I was 31 weeks pregnant when I woke up one night and my waters had ruptured. I wasn't prepared to have a premature baby - there was a huge financial crunch that came with that and just I put it all on the credit card. It was everything that she needed: the heaters, the warmth, the things I didn't have. I went from working to just raising the children. It was quite difficult.
The credit card bill just kept getting higher and higher and once I went over that 1 year interest-free, it went right up. Every month I tried to make a payment, but it would never take anything off the bill. It came to a point where I had to make my calls by the telephone box. I didn't have a phone, didn't have a car and the house was going to be taken from us. Everything I had worked for in the past was going to be gone.
I had shame that I hadn't felt before - it wasn't what I had intended for the kids, it's not what I wanted for them. I'd run into friends and I'd just burst out in tears.
I ended up at the local food bank and they gave me a CAP card. So I called CAP, and I had a lady named Jenni contact me - she said she would come out to see me which was really convienient, as I couldn't go into town to see her.
The kids hadn't had visitors in a long time, and when Jenni arrived they got some blocks out and had a ball! We talked about my finances and I felt really empowered. I could hand everything over. Jenni encouraged me to gather up all my bills - I was overwhelemed with the total. I knew that it wasn't going to be a quick fix. It was a long journey, but it was a journey that gave me hope.
Jenni is more then a lady from CAP; we've become friends. She's opened up doors for me and I got to reconnect with my faith. The kids have really enjoyed going to church, its been really social for them. They get to have a blast, have a dance, say a little prayer!
I felt a lot of shame making those initial calls and saying "this is who I am. I have a huge dept problem and it's beyond me. I can't fix this, I can't fix it on my own". I love being able to speak out, and hopefully be a voice to encourage other people to pick up that phone. Make the change and just take those steps, it's the best thing you can ever do.
I don't know how to thank CAP - they put a smile back on my face and the song back in my heart.
CAP has given us the light at the end of the tunnel!